Independent Insurance Agency in Everett, WA
Protecting What Makes Life Great
Top Insurance Associates, a Trucordia Business is an independent insurance agency located in Everett, WA.
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Our Top Insurance Polices
Home Insurance
Protect your home, personal belongings, and finances with coverage designed for unexpected losses.
Auto Insurance
Protect your vehicle, passengers, and finances with coverage designed for unexpected accidents.
Umbrella Insurance
Extend your liability protection beyond the limits of your home and auto insurance policies.
Boat Insurance
Protect your boat, onboard equipment, and finances with coverage designed for unexpected incidents.
RV Insurance
Protect your recreational vehicle, personal belongings, and finances wherever your travels take you.
Motorcycle Insurance
Protect your motorcycle, riding gear, and finances with coverage designed for the unexpected.
Your Independent Insurance Questions, Answered
Working with an independent insurance agent gives you access to personalized guidance and coverage options from multiple insurance companies. Explore these frequently asked questions to learn how an independent agent can help you better understand your options and protect what matters most.
What is an independent insurance agent?
An independent insurance agent works with multiple insurance companies rather than representing only one carrier. This allows them to compare available coverage options and help you find a policy that fits your needs.
What types of insurance can an independent agent help with?
Independent agents may offer personal insurance options such as home, auto, renters, condo, motorcycle, boat, recreational vehicle, and umbrella insurance.
How does an independent agent help me compare insurance options?
Your agent can review coverage options, limits, deductibles, discounts, and pricing from multiple insurance companies. They can also explain important differences so you can make an informed decision.
Does it cost extra to work with an independent insurance agent?
Generally, you do not pay a separate fee for an independent agent’s assistance. Agents are typically compensated by the insurance company when a policy is purchased, although fees and compensation arrangements can vary.
Can an independent agent help me after I purchase a policy?
Yes. Your agent can help you understand your coverage, make policy changes, update your information, review renewal options, and assist you during the claims process.
How often should I review my insurance with my agent?
It is a good idea to review your coverage at least once a year and whenever you experience a major change, such as buying a home, purchasing a vehicle, moving, or adding a new driver to your household.
"Top Insurance is just that at the Top. I have worked with them for commercial and personal insurance for years! Lori and their team work very hard to keep my insurance needs in check. Highly recommend them!"
- Janelle H.
"Lori from Top Insurance is AMAZING! Not only did she have really great advice about which insurance would be best for us, but she also found it at a really low price! Thank you so much Lori!!!"
- Amy W.
"So grateful for top insurance! Great having an actual person to help me anytime. Lori has been amazing and I couldn't be happier best experience ever had and really feel taken care of with all my insurance needs questions concerns etc."